Telemetry-Linked Coverages

Select the insurance coverages you need, connect your logging sensors, and let safe habits dictate your premium costs.

Safe Automobile Driving Cockpit
Auto Insurance

Safe-Driver Auto Log

Connect your car's digital console logs directly. Premium prices automatically fall based on safe speeds, consistent braking patterns, and low night-driving hours. No tracking hardware needed; just sync your OEM manufacturer account details.

  • Savings up to 42% for verified safe driver logs
  • Fully customized auto premium adjustments
  • Instant claims response via logged accident telemetry
View Auto Tiers
Home Insurance

Smart Home Sentinel Log

Your home is your sanctuary—keep it protected while cutting costs. Register smart hazard detectors, connected security cams, and automated moisture/leak sensors. Clean safety checks logged weekly result in direct loyalty refunds.

  • Integrated sensor alerts prevent large claims
  • Discounts for smart burglar alarms & fire telemetry
  • Continuous property structural health indexing
View Home Tiers
Beautiful Modern Home Interior
Active Lifestyle Gym Session
Health & Wellness

Active-Wear Vitality Log

Synchronize resting heartbeat stats, daily active minutes, and regular sleep logging metrics. Meeting wellness milestones unlocks retail reward points and lowers premium deductibles on your personal health policy.

  • Dynamic premiums aligned to physical health habits
  • Native sync support for Apple, Fitbit, & Garmin
  • Zero medical exam requirements for entry logs
View Health Tiers
Commercial fleet

Enterprise Fleet Analytics Log

Perfect for shipping, delivery, and corporate car networks. Centralize driver shifts logs, route optimizations, and vehicle wear telemetry. Unified dashboard analytics verify overall fleet compliance, minimizing business risk liability.

  • Enterprise fleet telemetry aggregator tool
  • Standardized logs validation for legal compliance
  • Fleet manager admin dashboards & reporting logs
View Business Tiers
Business Strategy Analytics Meeting

Telemetry Add-ons & Riders

Customize your policy coverage details with advanced IoT-focused riders that adjust premium costs based on telemetry habits.

EV Battery Health Rider

Maintains coverage for battery cell degradation when charging telemetry shows optimal thermal limits.

Smart Plumbing Protection

Expands coverage to cover internal supply lines if connected smart water valves are active.

IoT Cyber Liability

Protects connected smart devices and smart alarms logs in the event of an authenticated device hack.

Lockout Calibration Lock

Waives locksmith replacement fees automatically when connected smart lock battery levels check healthy.

Regional State Availability

Telemetry insurance is regulated state by state. Insurify SmartLog operates in compliance with state-specific underwriting commissions, matching local consumer data privacy limits.

We are currently active in 4 major zones, with support for additional states rolling out quarterly under local telemetry agreements.

  • • California: Safe Driver Log active (excluding GPS maps tracking metrics).
  • • New York: Nest home sentinel discounts active.
  • • Texas: Direct Unified stacks active (up to 55% discount thresholds).
  • • Florida: Automobile and marine telemetry logs active.

National Expansion Agenda

Is your state currently pending regulatory review? Submit your email, and our licensing team will notify you the moment telemetry plans go live in your area.

Telemetry Safety Goal Thresholds

Earn direct cash-back bonuses and policy credit milestones when you maintain clean sensor scores over time.

Dry Home Sentinel

Maintain moisture sensor indexes below 40% for 180 consecutive days to unlock a flat $50 home coverage credit.

Bonus: $50 Credit

Urban Safe Commuter

Log 2,000 driving miles with zero acceleration outliers to qualify for deductible waivers on your next policy claim.

Bonus: Claim Deductible Waiver

Active Vitality Goal

Stream 20 days of Fitbit logs showing 10,000+ steps per month to receive direct reward points redeemable at wellness retail stores.

Bonus: Wellness Reward Points

The Telemetry Review Cycle

Legacy insurers lock you into annual rates, penalizing safe drivers for the risk behavior of others. Insurify SmartLog recalibrates your pricing every single month based on rolling 30-day telemetry segments.

Safe intervals generate direct savings on the very next invoice, allowing you to control insurance costs in real-time.

Billing Cycle Timeline

Day 1-28 Daily logs collection & score aggregation
Day 29 Rolling average underwriting evaluation
Day 30 Invoice calculated with active telemetry credits
Day 1 (Next) Monthly bill payment at discounted tier rate